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Privacy Policy

Last Updated: March 2026

Your privacy is integrated into our design. Plan Smarter performs all calculations locally on your device to ensure maximum security.

• Local Processing: No financial data ever leaves your phone or is stored on our servers.
• No Accounts: Use all features instantly without creating an account or sharing personal info.
• Transparency: Third-party ads (AdMob) may use device identifiers strictly for ad personalization purposes.